Chat with us

Fintech & Financial Services

Cybersecurity and compliance solutions for fintech companies, banks, NBFCs, payment service providers, and financial institutions navigating India's complex regulatory landscape.

35+
Fintech Companies Served
100%
RBI Audits Passed
₹500+ Cr
Payment Volume Secured
18 Months
Zero Fraud Incidents

Trusted by fintech companies worldwide

From payment gateways in London to neobanks in San Francisco, digital wallets in Sydney to lending platforms in Mumbai - we secure financial data globally.

🇺🇸

USA

SOC 2 & PCI DSS

  • San Francisco
  • New York
  • Austin
  • Chicago
🇬🇧

UK

FCA & ISO 27001

  • London
  • Manchester
  • Edinburgh
  • Bristol
🇦🇺

Australia

APRA & ISO 27001

  • Sydney
  • Melbourne
  • Brisbane
  • Perth
🇮🇳

India

RBI & DPDP

  • Mumbai
  • Bangalore
  • Delhi
  • Hyderabad

Why choose offshore fintech compliance?

US and Australian fintech companies save 60-70% on ISO 27001, PCI DSS, and SOC 2 compliance costs by partnering with specialized financial security consultants in India.

Our fintech compliance experts understand payment security, fraud prevention, RBI regulations, PCI DSS, and global financial compliance. We deliver enterprise-grade security at a fraction of the cost.

💰

Cost Savings

vs. US consultants

60-70%
🏦

Fintech Expertise

Financial clients

35+
🛡️

Zero Fraud

Post-certification

18mo

RBI Audits

Success rate

100%

Compliance Requirements

Financial services companies must navigate a complex web of regulatory requirements and industry standards.

RBI Compliance

Reserve Bank of India guidelines for cybersecurity, data localization, and IT governance for banks, NBFCs, and payment systems.

Mandatory6-12 months

ISO 27001

International standard for information security. Required for fintech companies serving enterprise clients and global markets.

Critical6-9 months

DPDP Act 2023

India's data protection law governing customer financial data, consent management, and breach notification.

Legal Requirement3-5 months

PCI DSS

Payment Card Industry Data Security Standard. Mandatory for payment gateways, processors, and card-accepting merchants.

Mandatory for Payments6-12 months

Common Financial Services Challenges

Fintech and financial institutions face unique security and compliance challenges in the digital age.

Fraud Prevention & Detection

Implementing real-time fraud detection systems to prevent account takeovers, payment fraud, and identity theft.

Payment Gateway Security

Securing payment processing infrastructure, APIs, and ensuring PCI DSS compliance for card transactions.

Mobile Banking Security

Protecting mobile banking apps from reverse engineering, malware, and ensuring secure authentication.

Data Localization Requirements

Meeting RBI's data localization mandates requiring payment data to be stored only in India.

Third-Party Risk Management

Managing security risks from payment aggregators, KYC providers, credit bureaus, and other financial service providers.

Regulatory Compliance

Navigating complex regulatory landscape: RBI, SEBI, IRDAI, NPCI guidelines, and evolving fintech regulations.

TCSA Expertise for Financial Services

We specialize in helping fintech companies and financial institutions achieve compliance while maintaining innovation velocity.

RBI Cybersecurity Framework Compliance

We help banks, NBFCs, and payment systems achieve compliance with RBI's cybersecurity framework and IT governance guidelines.

RBI cybersecurity framework implementation
IT governance and risk management
Cyber crisis management plan
Board-level cybersecurity reporting
Data localization compliance
Third-party risk assessment

Fintech Compliance Programs

End-to-end compliance for digital lending platforms, payment gateways, neobanks, and wealth management platforms.

ISO 27001 + DPDP Act dual compliance
Payment security (PCI DSS readiness)
API security and penetration testing
Fraud detection framework
Customer data protection

Payment Security & PCI DSS

Specialized expertise in securing payment infrastructure and achieving PCI DSS compliance for payment service providers.

PCI DSS Level 1-4 compliance
Payment tokenization implementation
Secure payment gateway architecture
Card data encryption (P2PE)
QSA audit support

NBFC & Banking Security

Comprehensive security programs for non-banking financial companies and traditional banking institutions.

Core banking system security
ATM and branch network security
Loan management system protection
Customer KYC data security
Incident response and forensics

What Fintech Leaders Say

Hear from fintech founders and CFOs who achieved PCI DSS, ISO 27001, and RBI compliance with TCSA.

"

TCSA helped our payment gateway achieve PCI DSS Level 1 certification in 6 months. Their payment security expertise was exceptional. We now process $50M monthly transactions with zero breaches.

Rajesh Kumar

CEO, Payment GatewayMumbai

$50M monthly volume6 months to PCI DSS
"

As an Australian neobank, we needed ISO 27001 and APRA compliance. TCSA delivered both at 60% lower cost than local consultants. Launched in 8 months. Now serving 100K+ customers.

Sophie Chen

COO, Digital BankSydney

100K+ customers8 months to launch
"

TCSA's RBI compliance expertise helped our NBFC achieve ISO 27001 and DPDP Act readiness. Passed RBI audit with zero findings. Scaled from $10M to $50M loan book in 12 months.

Amit Verma

CFO, NBFCBangalore

5x loan book growth7 months to ISO 27001

Fintech Success Stories

Real results from fintech companies that achieved compliance and scaled securely.

Digital Payment Gateway

Payment ProcessingDelhi → Global Markets

⚠️ Challenge

Needed PCI DSS Level 1 to process international card payments. Manual security processes couldn't scale. Lost $10M in merchant contracts.

💡 Solution

Achieved PCI DSS Level 1 + ISO 27001 certification. Implemented tokenization, encryption, network segmentation, and 24/7 monitoring.

Results

  • Processing $50M monthly transactions
  • Expanded to 15 countries
  • Zero payment card breaches
  • Reduced fraud by 95%
PCI DSS Level 1ISO 27001
6 months

Lending Platform (NBFC)

Digital LendingBangalore → Pan-India

⚠️ Challenge

RBI audit findings on data security. DPDP Act compliance required. Risk of regulatory penalties and license suspension.

💡 Solution

Implemented ISO 27001 ISMS with RBI guidelines. Achieved DPDP Act compliance. Automated consent management and breach notification.

Results

  • Passed RBI audit with zero findings
  • Scaled loan book from $10M to $50M
  • Automated 90% of compliance workflows
  • Reduced operational risk by 80%
ISO 27001RBI GuidelinesDPDP Act
7 months

Fintech Compliance FAQs

Common questions from fintech founders and CFOs about PCI DSS, RBI, and financial compliance.

Q:What compliance certifications do payment gateways need in India?

Payment gateways in India need: PCI DSS (Level 1 for high volume, Level 2-4 for lower volumes), RBI guidelines for payment aggregators, ISO 27001 for information security, and DPDP Act compliance for customer data. International expansion requires additional certifications like PSD2 (Europe) or SOC 2 (USA).

Q:How long does PCI DSS Level 1 certification take?

PCI DSS Level 1 typically takes 6-9 months. This includes: scoping (1 month), gap analysis (1 month), remediation (3-5 months), and QSA audit (1-2 months). We've helped payment gateways achieve PCI DSS in as little as 6 months with our accelerated program and payment security expertise.

Q:What are RBI's cybersecurity requirements for NBFCs?

RBI requires NBFCs to implement: comprehensive cybersecurity framework, board-approved policies, incident response procedures, regular security audits, customer data protection, and breach notification. ISO 27001 certification demonstrates compliance with RBI guidelines and reduces regulatory scrutiny.

Q:How do we handle DPDP Act compliance for financial data?

DPDP Act requires: explicit consent for data processing, purpose limitation, data minimization, security safeguards, breach notification, and data principal rights. For fintech, focus on: consent management for loans/payments, secure data storage, encryption, access controls, and audit trails. We help automate 90% of DPDP compliance workflows.

Q:Can offshore consultants handle RBI and PCI DSS compliance?

Yes. Our team has certified 35+ fintech companies for RBI compliance, PCI DSS, and ISO 27001. We understand payment security, tokenization, encryption, network segmentation, and RBI guidelines. Many Indian fintechs choose us for specialized expertise at 60-70% lower cost than Big 4 firms.

Q:What's the penalty for non-compliance with DPDP Act in fintech?

DPDP Act penalties: up to ₹250 crores ($30M) for data fiduciaries. For fintech handling sensitive financial data, non-compliance risks: regulatory penalties, license suspension, customer lawsuits, reputational damage, and loss of investor confidence. Compliance is not optional - it's essential for survival and growth.

Have more questions about fintech compliance?

Schedule a Free Consultation

Ready to Scale Your Fintech Securely?

Achieve RBI compliance, ISO 27001, and DPDP Act readiness. We'll help you build trust with customers and regulators.