Industries · Financial Services
Compliance for
Fintech & Financial Services
Cybersecurity and compliance solutions for fintech companies, banks, NBFCs, payment service providers, and financial institutions navigating India's complex regulatory landscape.
RBI · PCI DSS · ISO 27001 · SOC 2 · DPDP — one mapped control program for regulators and buyers
35+
Fintech Companies Served
20+
Frameworks Covered
₹500+ Cr
Payment Volume Secured
250+
SOC 2 Attestations
Direct Answer
What compliance does an Indian fintech need?
Fintech companies, banks, NBFCs, and payment providers in India must satisfy the RBI cybersecurity framework, the DPDP Act 2023, and (for payments) PCI DSS, while ISO 27001 and SOC 2 unlock enterprise and global deals. Tranquility Cybersecurity (TCSA) implements a single mapped control program that covers the regulator and your buyers at once, across 500+ audits.
Global Reach
Trusted by fintech companies worldwide
From payment gateways in London to neobanks in San Francisco, digital wallets in Sydney to lending platforms in Mumbai - we secure financial data globally.
USA
SOC 2 & PCI DSS
- San Francisco
- New York
- Austin
- Chicago
UK
FCA & ISO 27001
- London
- Manchester
- Edinburgh
- Bristol
Australia
APRA & ISO 27001
- Sydney
- Melbourne
- Brisbane
- Perth
India
RBI & DPDP
- Mumbai
- Bangalore
- Delhi
- Hyderabad
Why choose offshore fintech compliance?
US and Australian fintech companies save 60-70% on ISO 27001, PCI DSS, and SOC 2 compliance costs by partnering with specialized financial security consultants in India.
Our fintech compliance experts understand payment security, fraud prevention, RBI regulations, PCI DSS, and global financial compliance. We deliver enterprise-grade security at a fraction of the cost.
Cost Savings
vs. US consultants
Fintech Expertise
Financial clients
SOC 1 Reports
Delivered to date
Frameworks Covered
Across all engagements
What You Need
Compliance requirements
Financial services companies must navigate a complex web of regulatory requirements and industry standards.
RBI Compliance
Reserve Bank of India guidelines for cybersecurity, data localization, and IT governance for banks, NBFCs, and payment systems.
ISO 27001
International standard for information security. Required for fintech companies serving enterprise clients and global markets.
DPDP Act 2023
India's data protection law governing customer financial data, consent management, and breach notification.
PCI DSS
Payment Card Industry Data Security Standard. Mandatory for payment gateways, processors, and card-accepting merchants.
What We Solve
Common financial services challenges
Fintech and financial institutions face unique security and compliance challenges in the digital age.
Fraud Prevention & Detection
Implementing real-time fraud detection systems to prevent account takeovers, payment fraud, and identity theft.
Payment Gateway Security
Securing payment processing infrastructure, APIs, and ensuring PCI DSS compliance for card transactions.
Mobile Banking Security
Protecting mobile banking apps from reverse engineering, malware, and ensuring secure authentication.
Data Localization Requirements
Meeting RBI's data localization mandates requiring payment data to be stored only in India.
Third-Party Risk Management
Managing security risks from payment aggregators, KYC providers, credit bureaus, and other financial service providers.
Regulatory Compliance
Navigating complex regulatory landscape: RBI, SEBI, IRDAI, NPCI guidelines, and evolving fintech regulations.
Our Expertise
TCSA expertise for financial services
We specialize in helping fintech companies and financial institutions achieve compliance while maintaining innovation velocity.
RBI Cybersecurity Framework Compliance
We help banks, NBFCs, and payment systems achieve compliance with RBI's cybersecurity framework and IT governance guidelines.
Fintech Compliance Programs
End-to-end compliance for digital lending platforms, payment gateways, neobanks, and wealth management platforms.
Payment Security & PCI DSS
Specialized expertise in securing payment infrastructure and achieving PCI DSS compliance for payment service providers.
NBFC & Banking Security
Comprehensive security programs for non-banking financial companies and traditional banking institutions.
In Their Words
What fintech leaders say
Hear from fintech founders and CFOs who achieved PCI DSS, ISO 27001, and RBI compliance with TCSA.
Our SOC 1 and SOC 2 journey couldn't have been made more simple. TCSA guided us throughout and helped us unblock our enterprise deal.
Murli
CISO, Forsys Inc.
We reached out to TCSA for help with DPDP compliance, and they made the whole process much easier. Their guidance was clear, practical, and easy for our team to follow.
Aditya Kumar Yadav
Google review
Had a great experience with TCSA. The team is knowledgeable and supportive, and made compliance straightforward.
Ritika Chopra
Google review
Success Stories
Fintech success stories
Representative fintech engagements, illustrating how these compliance programs come together.
Digital Payment Gateway
Challenge
Needed PCI DSS Level 1 to process international card payments at scale, with manual security processes that couldn't keep pace as volume grew.
Solution
Achieved PCI DSS Level 1 and ISO 27001 certification, implementing tokenization, encryption, network segmentation, and continuous monitoring.
Results
- Validated as a PCI DSS Level 1 service provider
- Cardholder data tokenized and segmented from the rest of the environment
- Continuous monitoring and quarterly scans built into day-to-day operations
- Cleared the security due-diligence that international acquirers and merchants require
Lending Platform (NBFC)
Challenge
An RBI inspection had flagged data-security gaps, DPDP Act readiness was required, and unresolved findings carried real regulatory risk.
Solution
Built an ISO 27001 ISMS aligned to RBI guidelines, established DPDP Act readiness, and automated consent management and breach-notification workflows.
Results
- Closed out the data-security gaps raised in the RBI inspection
- ISMS maps RBI guidelines and ISO 27001 to a single control set
- Consent and breach-notification workflows stood up for DPDP readiness
- Regulator and customer security reviews handled from one evidence base
Fintech & Financial Services Compliance FAQs
RBI, PCI DSS, DPDP, ISO 27001, and SOC 2 answers from the team behind 500+ audits.
How do RBI, DPDP, and SOC 2 / ISO 27001 requirements overlap for an Indian fintech?
They share a large common core. RBI's cybersecurity framework and IT-governance guidelines, the DPDP Act 2023, and the ISO 27001 / SOC 2 control sets all demand the same fundamentals: access control, encryption, logging and monitoring, incident response, breach notification, and third-party risk management. TCSA implements one control framework and maps it to RBI directions, DPDP obligations, and ISO 27001 / SOC 2 criteria, so you satisfy the regulator and enterprise buyers from a single program instead of running three disconnected projects.
What compliance certifications do payment gateways need in India?
Payment gateways in India need: PCI DSS (Level 1 for high volume, Level 2-4 for lower volumes), RBI guidelines for payment aggregators, ISO 27001 for information security, and DPDP Act compliance for customer data. International expansion typically adds SOC 2 for US clients or regional requirements such as PSD2 in Europe.
How long does PCI DSS Level 1 certification take?
PCI DSS Level 1 typically takes 6-9 months end to end: scoping (about a month), gap analysis (a month), remediation (3-5 months), and the QSA audit (1-2 months). With an accelerated program and payment-security expertise, TCSA has helped payment companies reach PCI DSS readiness in as little as 6 months.
What are RBI's cybersecurity requirements for NBFCs?
RBI expects NBFCs to implement a board-approved cybersecurity framework, defined policies, incident-response procedures, regular security audits, customer-data protection, and timely breach notification. ISO 27001 certification is the most direct way to evidence alignment with RBI guidelines and reduce regulatory scrutiny.
How do we handle DPDP Act compliance for financial data?
The DPDP Act requires explicit consent, purpose limitation, data minimisation, security safeguards, breach notification, and support for data-principal rights. For fintech this means consent management across loans and payments, encrypted and access-controlled storage, and audit trails. TCSA helps automate the bulk of these DPDP workflows so compliance scales with your transaction volume.
What does fintech compliance cost, and can an Indian partner handle RBI and PCI DSS?
Yes. TCSA has guided fintech clients through RBI alignment, PCI DSS, ISO 27001, and DPDP, with deep expertise in tokenisation, encryption, and network segmentation. Indicative consulting fees sit under ₹5 Lakh for a single framework and reduce per-framework when bundled, because overlapping controls are implemented once. QSA and certification-body audit fees are billed separately.
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Internal controls over financial reporting — SSAE 18/ISAE 3402.
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The AICPA attestation US and global enterprise buyers ask for.
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The ISMS standard — the baseline certificate global buyers ask for.
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Payment card data security for merchants and service providers.
Read moreRBI Cyber Security Framework
CSITE, IT governance and incident reporting for RBI-regulated entities.
Read moreGet in touch
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